The Real Secret of How to Get Ahead in Life

Invisible hours are moments in time that you have to yourself to manifest, improve, indulge, grow, develop, and learn. These moments are usually spent alone (not directly interacting with others) and they can occur during different times of the day, for example: In the morning before everyone else is awake. (6-8am)Travelling on your daily commute. …

A Recession is Coming. Here are the Best 3 Ways to Prepare…

Rising interest rates. Record high inflation. Falling stock markets. Supply chain issues. War… I could go on. 2022 has been full of negative headlines, and the feared one that starts with the letter “R” could be closer than we think.   A recession can be defined in several different ways; some economists call it a …

Jack of All Trades, Master of One

I just finished up a 10-day vacation down on Long Beach Island, New Jersey, to celebrate graduating with my Masters in Business Administration from Montclair State University on Monday evening. My parents flew over from England to join us on the vacation, so it was great to spend some quality time together and show them …

Investors Haven’t Been This Bearish in Over 20 Years

The S&P 500 is teetering on the edge of an official bear market (20% fall from a recent high) but the NASDAQ and Russell 2000 have already been swallowed up by the 'bear market gods'. However, for Gen-Z and Millennial investors this feels much more painful than what the broader markets may let on, as …

The Best Way to Build Wealth in America

The average cost of retirement in America is now over $1 million. Here’s the math: The average spending amount per year for an American in retirement is $45,000, so presume you retire at 65 years old and live another 25 years you will need $1,125,000 to live comfortably through retirement (of course this ranges state-by-state). …

How to LOSE $1 million without even knowing it

Here's a short story that resonates with the long term investor in me. Two investors saved $10,000 annually for 40 years, both invested in the U.S. stock market, which returns an average of 8% per year. Both have the same input ($400,000), but the output is WILDLY different because of... fees. — Investor A: Invested …

Buy one share, get another one free?

I sat down with the co-founders of Vesti Social last week to talk about their new investing social network app, you can listen to the full episode here. Whilst we talked about Gen-Z’s distorted perception of the markets, I thought about the slew of new retail investors who have joined the ‘great game’ since the …

The Great Rebalance

There is a phenomenon unfolding within the financial markets right now that I think is best described as the “Moderate Investor Dilemma”. So far this year there has been nowhere to hide for the average investor. Equity returns have been dismal, the S&P 500 is down 5.58%, the DOW is down 4.83%, and the NASDAQ …

Days feel like weeks, and weeks feel like months

Q1 is coming to a close and quite frankly it has been an exhausting one for investors. High inflation, rising rates, ongoing war, supply chain issues... I could go on as per my latest TikTok, but lets just say there are plenty of dark clouds looming over the market. While it is horrific and hard …

Too late to sell but too early to buy

The global financial markets are a treacherous place to be right now. Yesterday, stocks were down, bonds were down, crypto’s were down, commodities were down, the dollar was down, even oil was down! I wrote about a stealth bear market in November and that meltdown has continued to spread across the whole market as the …